| Savings with access to your money | minimum of $25 | Primary Savings |
| Automatic savings toward an annual financial goal | no opening balance | Christmas Club |
| No access to your money until qualified retirement | minimum of $5 | Individual Retirement Account |
| Savings account for ages 0-18 | minimum of $5 | Kirby Account or CU Succeed Account |
| Unlimited check writing, ATM and debit access to your money | minimum of $20 | Personal Checking or Business Checking |
| Higher return on your deposits | min. $10,000 | High Yield Checking |